Follow the bouncing ball on this one.
- An operative group assembles together. Makes the case that as they work to control the Black community by placing "favorable people into power" - the Black community's development goals will be achieved
- They execute their plan for nearly 50 years, fusing the "Black Community Development Consciousness" and the "Equal Black Vote" into "The Urban Contemporary Strategy"
- With their "Mission Accomplished" state according to the plan, Black people having made the requested investments.......................it is now time to look into our "Black Community Aggregate Value and Wealth" bucket
- A third party report shows that it has been used as a "Spittoon".
- The very same operatives who have been spitting in the receptacle express outrage at what the latest numbers say
When we consider the analysis of this condition which says that Whites have 20 times the wealth of Black people - note that the loss of home values is indeed the driving reason for this.
Those who are out front on this issue have a vested interest in diverting attention away from the governance model that is presently insufficient within the Black community and instead blaming it all on "Predatory Lending".
Of The Entire Population Of Black Home Owners - How Many Of Them Took Out "Mortgage Loans" During The Past 5 Years?
The primary means by which Black people are manipulated by the "embedded confidence men" is for them to make note of the sensibilities and sensitivities of our people and then LEAD with a narrative that drives home that point.
(Note: As a person who has just refinanced this month - I do not see the banks as my friend. The numbers from my old loan and the years of interests that I have paid has me more committed than ever to go on an accelerated payment plan and get them out of my life. I did not receive a "Predatory Rate". Instead they came to me with a proposed rate adjustment for their customers with good payment histories but who could benefit from a reduced rate.)
If Stone Mountain Georgia (Dekalb County) is any reference - there are far more variables than "Predatory Lending" that explains the rampant loss of property values. For those who know that the "Black people were targeted" narrative works best - they have no interest in pursuing these other points as they seek to construct an accurate model of events with the hopes of mitigating the situation in the future.
Who is defining for us the total population of Black home owners and then the portion of them who have refinanced or obtained a new loan at unfavorable terms during the period in question?
Of course job loss is a precipitating factor. Those who can't pay their mortgage and then trigger a foreclosure result in drastically lowered home values. The reduced price at which the foreclosure was sold at also reduces the valuation of the neighboring properties.
Do You Notice How The Sales Men Are Always "Selling" And Never Take A Hit When Third Party Figures Provide "Constructive Feedback" On The Efficacy Of Their Agenda?
They set themselves as "advocates for the best interests of the Black community".
Note, however, that the first people they run to at the sight of such news provides evidence of what they are most interested in.
The latest US Census report, as well as each NUL "State Of Black America" report is taken to the legislative forces who are asked "What are YOU going to do about this situation?"
Rather amazingly - there is little evidence of a transparent entity within the Black community that is making note of our progress on a time line and asking the "Black Racial Services Machine" why their power keeps growing via their "joint-venture partnerships" yet the contents of the "Black Community Aggregate Value & Worth" seems a bit light in comparison to the investments made.
Our community has a governance and management problem.
At present the "struggle motion" is focused upon promoting a given ideology (methodology) into the American Political domain. When unfavorable statistics are transacted - even as the machine that has been assembled has maximum power over our communities - the tendency is to double down and "struggle harder" so that one day public policy can be changed so that we might receive our "social justice".
Is "social justice" achievable inside the Black community and then its excess projected outward as it is shared with others? Or is it always necessary to seek "social justice" at the next higher rung of government and society - justifying our climb up to the next plateau so that the our dreams that were sold to us for the lower plateaus might be realized?
What happens when we run out of plateaus to claim up?
3 comments:
After hearing of these stats, that were bantered about pretty much everywhere, I had a few thoughts:
1) The wealth stats for whites is skewed heavily upward by the upper 1% who hold something like 80% of the nation's net worth. It would be interesting to see these stat's for the rest of the whites, excluding the super wealthy. I suspect that the conclusions drawn would be vastly different. For the most part, stats like this keep the racial pot stirred on both ends by removing the focus from the class distinctions in American society. This upper 1% has seen a vast increase in their net worth and that's being hidden under some racial distinction. Moreover, this upper 1% (actually it's more like .1%) have been the beneficiaries of government largess and some among that number have been responsible for pillaging the treasury. What better way to remove that focus other than introduce that racial disparity in wealth rather than one tied to class?
2) The racial confidence men, as you call them, unwittingly distract from this class disparity by suggesting that this wealth gap is wholly attributable to racism. To be sure, some of it is, but much of it is related to the choices we're making both individually and in the collective.
I agree that the best way to avoid predatory lending is to not borrow and many folks are doing and thinking as you are. Debt elimination and avoidance is the route to go.
Bro Greg L:
The truth is so easy to see.
It is time for the subset of the Black community who are interested in CHANGE and who are willing to follow through with what is necessary - to find a very different approach to what we have been doing in pursuit of better living for our community.
There are far too many managers within the Black community for so many to sit back and watch what is going on yet be silent.
If a group of people are compelled to engage in a scheme by which their "interests" are promised to be addressed IF we stay united and keep making our investments - someone who holds the transparent interests of the people must be committed to calling out the lack of progress.
Instead the "confidence men" set the terms of their own success and WHO is guilty of the lack of progress.
Let's say that all of it is true (about Conservative White racism) - WHAT forum are those who are heard making this claim forced to prove their point using commonly accepted academic and evidentiary proof?
Instead they witness their own failure and continue to operate as the "voice of the people", expressing outrage at the "racism".
How can they lose?
>>How can they lose?<<
CF, this is Greg L
I think they can lose by execution on a better model; one that is indigenous to the community.
The one route that's always available to those who wish to see change is to foment a quiet coup by executing on something to address an issue or problem within. This is a charge for all of us.
As I see it, there are two stances one can take here; put them on trial by dogging them out or put them on trial by executing on something that really addresses some issue in the community.
In most black communities, the hurdle is pretty low for effecting change. One of the reason we see other people's solutions finding us is for this very reason. So if we're to build a model of competency, it just has to be done. I believe that's a real challenge as that requires long-term planning, organizational structures, accountability and the risk of failure. In other words, this is real work akin to starting a business. Once you start talking about real work, you'll find very few people willing to do that either because they don't understand what you're talking about or they're simply not up for it.
I'm of the opinion that this is not a mass movement, but a movement of a dedicated few who have the skills to execute. Since the community is largely unorganized, at least along the lines I'm talking about, any such group, depending upon what they did, could lead things in a better direction once they establish credibility actually doing something. By doing something, I'm referring to fixing some problem. That's the best way to put folks on trial as results can be judged objectively without the need to even criticize them. Upon running up some results, the people will handle all the criticism.
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